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On October 1st, no-fault auto insurance expires in Florida and many drivers are hoping for lower auto insurance premiums. Insurers were promised an average savings of 13 to 16 percent in premiums.

Drivers will be required to purchase $10,000 in personal injury protection (PIP), to cover medical expenses for drivers and passengers following an accident. For some, especially those who do not have health insurance, higher premiums may await them in the future.

Opponents of the changes are concerned that the amount of lawsuits may increase. They also fear health insurance premiums may increase also.

Reviews by the Miami Herald, of several auto policies that come up for renewal next month, show an average savings of 10 percent or less. And that is if consumers don’t buy medical coverage to replace the benefits of what is now provided by PIP.

For more information on this topic, please visit our section on Car & Motorcycle Accidents.

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